PayMeDaba is not available yet: launch will follow approval from Bank Al-Maghrib. Get notified
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Open your PayMeDaba account step by step

Opening an account will take a few minutes on your phone. Here is each step, what you need, and the mistakes to avoid.

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What you will need

  • Be 18 or older and live in Morocco.
  • An email address you check.
  • A Moroccan mobile number starting with 06 or 07.
  • For the identity check: a valid national ID card (CNIE).

The app will be available on iPhone and Android at launch, planned after Bank Al-Maghrib approval.

Sign-up steps

  1. Your email. Enter your address and you get a 6-digit code. Type it in the app to confirm the address is yours.
  2. Your @username. Your public name on PayMeDaba, like @salma.b or @youssef_88. 3 to 20 characters: letters, digits, dot and underscore. Friends use it to send you money.
  3. Your mobile number. A Moroccan number starting with 06 or 07. Contacts can find you with it, but it is never shown to other users.
  4. Your PIN. Pick a 6-digit secret code and confirm it. Codes that are too simple, like 123456 or 111111, are refused.

Verify your identity

Once signed up, you can send and receive money within the level 0 limits. To withdraw to your bank and raise your limits, verify your identity from the Profile tab:

  1. Take a photo of the front of your CNIE.
  2. Take a photo of the back.
  3. Take a selfie in the app.

The compliance team reviews it, usually within 24 hours, and you get a notification when it is done.

Common problems

  • The email code does not arrive: check the spelling of your address and your spam folder.
  • The username is refused: it is taken or has a character that is not allowed (space, hyphen, accent). Try another.
  • ID photo refused: put the card on a plain surface in good light, with no glare and all four corners visible.

To see how your account is protected, read the security page.

Frequently asked questions

Does opening an account cost anything?

No. Opening and keeping the account has no fee and no subscription. Only sending money to another user costs 0.1% of the amount.

Can I use PayMeDaba without verifying my ID?

Yes, within level 0 limits: balance up to 2,000 MAD and 1,000 MAD sent per day (planned limits, which may change to meet regulatory requirements). You need verification to withdraw to a bank.

Who can see my phone number?

Nobody. People who look you up only see your first name, the initial of your last name and your @username.

How long does the ID check take?

Usually under 24 hours. You get a notification as soon as the compliance team is done.

Read next

Help centerFees and limits in detailThere is one fee to remember: 0.1% when you send money to another user. Limits depend on how far your account is verified. Help centerPIN: forgotten, locked, changing itYour 6-digit PIN protects every transfer, payment and withdrawal. Here is how it works and what to do if it is locked or forgotten. SecurityYour money protected at every stepPayMeDaba is designed so that nothing leaves your balance without your say-so. Here is how, ahead of the launch planned after obtaining Bank Al-Maghrib approval.

Be among the first.

PayMeDaba will open once Bank Al-Maghrib approval is obtained. Leave your email and we'll tell you at launch.

One email at launch. No marketing.