How to pay back a friend with PayMeDaba
Paying someone back in Morocco usually means a bank transfer (you need their RIB, then you wait), cash you never have on you, or a "I'll get you next time" that drags on for weeks. PayMeDaba replaces all that with a simple money transfer between two accounts.
Pick your friend by @username, mobile number, by scanning their QR code or by opening their pay link paymedaba.com/@username. Type the amount, add an optional message (up to 140 characters) and confirm with your 6-digit PIN. The money lands in their account instantly, 24/7, weekends included.
Would they rather remind you of the amount themselves? They can send you a money request: you get a notification and pay in one tap.
Pay back in 4 steps
- Open the app and tap "Send". Your balance shows; if it is too low, top up by bank card from 10 MAD.
- Choose your friend. Type their @username or their number starting with 06 or 07, or scan their QR code. You will see their first name, last initial and @username to check it is them.
- Enter the amount and a message. For example "Taxi + Saturday shopping". The fee shows before you confirm.
- Confirm with your PIN. Your friend is notified straight away. A sent transfer cannot be cancelled, so double-check the recipient.
Example: who owes whom?
On Saturday in Casablanca, Yasmine and Karim are bringing dinner to friends. Yasmine pays for the groceries alone (480 MAD) and later the taxi home for both of them (90 MAD). They agreed to split everything equally.
| Paid by Yasmine | Total | Karim's share |
|---|---|---|
| Groceries | 480 MAD | 240 MAD |
| Taxi home | 90 MAD | 45 MAD |
| Karim owes | 285 MAD |
On Sunday morning Karim sends 285 MAD to @yasmine.b with the note "Groceries + taxi, thanks!". The fee is 0.1%: 0.285 MAD, rounded up to 0.29 MAD, paid by Karim. He is debited 285.29 MAD and Yasmine receives exactly 285 MAD, free of charge. Full fee details are on the pricing page.
Tips to keep it friendly
- Pay back right away. The longer you wait, the fuzzier the amount. Sending it the same evening spares your friend from having to ask.
- Round up gracefully. If you owe 47.50 MAD, sending 50 MAD is usually appreciated.
- Use the message. "Tuesday's coffee" or "Your share of the cinema": your friend knows what the money is for.
- Check the recipient. Look at the name and @username before confirming. A sent transfer cannot be undone.
- Let them request it. If your friend prefers to set the amount, their request appears on your home screen and you just pay.
Why pay back with PayMeDaba
- No RIB to read out: a mobile number or @username is enough.
- Instant: money arrives in seconds, even on Sunday.
- Clear fees: 0.1% of the amount, shown before every confirmation.
- Secure: every transfer needs your PIN, and your number and email are never shown to other users. More on the security page.
- Your own history: everyone finds their own transfers and messages in their activity.
PayMeDaba will be available once Bank Al-Maghrib grants its approval. To be among the first to know, join the waitlist.