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Between friends

The group gift, without the envelope going round

Organising a group gift usually means chasing contributions desk by desk. With PayMeDaba, the organiser will send each participant a request and see at a glance who has paid.

How to organise a group gift with PayMeDaba

For a colleague leaving, a new baby, a friend's birthday or a cousin's graduation, people club together to give something nicer. Choosing the gift is the easy part; collecting the money is not: the envelope passed around, the change, the people who will "pay tomorrow".

With PayMeDaba, the organiser sends a money request to each participant with the amount and a note like "Karim's leaving gift". Each person pays with their PIN, or declines if they would rather not take part. The money lands in the organiser's account as people pay.

PayMeDaba has no group collection feature: no shared balance and no contribution page. The organiser receives the shares in their own account and buys the gift.

Organise the gift in 4 steps

  1. Choose the gift and the amount per person. Announce it in the group: "100 MAD each, give what you like".
  2. Send each participant a request. Tap "Request", choose the person by @username or number, enter the amount and note.
  3. Track contributions. Unpaid requests stay on your home screen; each payment triggers a notification.
  4. Buy the gift. Once the shares are in, withdraw them to your bank account if needed, free of charge, within 24 to 48 business hours.

Example: a colleague leaving in Tangier

Karim is leaving the Tangier office after eight years. Hind organises the gift with eleven colleagues: twelve people including her, 100 MAD each, for a 1,200 MAD gift.

ItemAmount
Requests sent by Hind11 × 100 MAD
Fee paid by each colleague (0.1%)0.10 MAD
Received by Hind1,100 MAD
Hind's own share100 MAD
Gift budget1,200 MAD

Two colleagues want to give 150 MAD: Hind sends them 150 MAD requests instead of 100 MAD, with a 0.15 MAD fee each. The budget rises to 1,300 MAD, enough to add flowers. Hind receives every share with no fee. See pricing.

Tips to avoid awkwardness

  • Keep it voluntary. Suggest an amount, and accept that some give less or nothing.
  • Warn before sending. An unannounced request can feel pushy. A message in the group first, then the requests.
  • Respect a decline. A colleague declines? Do not chase: PayMeDaba's discretion keeps it from becoming an issue.
  • Cancel extra requests. Once the budget is reached, cancel any still pending.
  • Be open about the purchase. A photo of the gift and receipt in the group reassures everyone.

Why PayMeDaba for a group gift

  • No more envelope: everyone chips in from their phone, even when working remotely or in another city.
  • Simple tracking: pending requests are listed on your home screen.
  • Discreet: each person's amount is visible only to them and the organiser.
  • Tiny fees: 0.10 MAD on a 100 MAD contribution, nothing for the organiser receiving.

PayMeDaba will be available once Bank Al-Maghrib grants its approval. Join the waitlist.

Frequently asked questions

Is there a group collection feature for gifts?

No. PayMeDaba has no shared collection. The organiser sends a request to each participant, and every share lands in their own account. They then buy the gift.

How much does a contribution cost?

Each participant paying their request pays 0.1% of the amount, rounded up to the next centime: 0.10 MAD on 100 MAD, 0.15 MAD on 150 MAD. The organiser receives full shares with no fee.

Can participants see what others gave?

No. Each person sees only their own request and payment. Only the organiser sees the amounts they received.

A colleague does not want to join in. What happens?

They can simply decline the request, no explanation needed. The organiser can also cancel any pending request at any time.

I will receive more than 2,000 MAD. Is that possible?

Under the planned limits, an account without ID verification has a balance capped at 2,000 MAD. Verify your national ID card in the app to reach level 1, with a planned balance of up to 20,000 MAD. These limits may change to meet regulatory requirements.

Be among the first.

PayMeDaba will open once Bank Al-Maghrib approval is obtained. Leave your email and we'll tell you at launch.

One email at launch. No marketing.