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Sending money: the guide

With PayMeDaba, a transfer between two accounts will take seconds, at any hour. Here is how, and how to avoid picking the wrong person.

Send in four steps

  1. Tap Send on the home screen.
  2. Pick the recipient: type their @username or mobile number, scan their QR code, or open the pay link they shared.
  3. Enter the amount and, if you like, a message of up to 140 characters, such as "Morning coffee" or "My share of ftour".
  4. Check and confirm with your 6-digit PIN. The 0.1% fee is shown before you confirm.

The money lands instantly, 24/7, and the recipient gets a notification. More on the send money page.

Three ways to find someone

  • @username: the safest if your friend gives it to you in writing.
  • Mobile number: handy for someone you already know.
  • QR code or link: face to face, scan their code; remotely, open their paymedaba.com/@username link. No RIB to read out.

The recipient needs a PayMeDaba account.

Before you confirm: the check that prevents mistakes

Before confirming, the app shows the recipient's first name, last-name initial and @username. Take two seconds to make sure it is the right person: a confirmed transfer cannot be cancelled. If you made a mistake, read transfer sent by mistake.

If the transfer does not go through

  • Not enough balance: top up by card, no fee, from 10 MAD.
  • Limit reached: you went over your level's per-transfer or daily amount. Lower it or raise your limits.
  • PIN refused: after 5 errors, the PIN locks for 15 minutes.

Frequently asked questions

How long does the money take to arrive?

A transfer between two PayMeDaba accounts is instant, day or night, weekends included.

Can I cancel a transfer?

No. Once confirmed with your PIN, a transfer is final. Always check the name shown before confirming.

How much does sending 200 MAD cost?

0.20 MAD, which is 0.1% of the amount, paid by you. Your friend gets the full 200 MAD.

What if my friend is the one who owes me?

Send them a payment request: they get a notification and pay in one tap with their PIN.

Be among the first.

PayMeDaba will open once Bank Al-Maghrib approval is obtained. Leave your email and we'll tell you at launch.

One email at launch. No marketing.